Need an appraisal?The top 7 reasons homeowners hire Wilcox Appraisals, LLC:
We at Wilcox Appraisals, LLC understand the particular needs of a consumer after appraisal services. Our typical business clients are used to the appraisal process and the usual documents we provide. But as a consumer, you'll receive extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis. Pre-listing Services/For Sale by OwnerIt's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Wilcox Appraisals, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value report than yours.Challenging the assessment of your property for tax purposesIf you live in a region that is declining or is not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Wilcox Appraisals, LLC is your strongest weapon.Need to remove PMI?PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. At Wilcox Appraisals, LLC, we're experts in helping folks just like you dismiss unneeded PMI insurance.Recently got a freeze to your HELOC?If your property is near a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be difficult and inconvenient from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. Wilcox Appraisals, LLC can help you reinstate your HELOC.Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for preciseness, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? An appraiser from Wilcox Appraisals, LLC can go out and check the subject and comparables in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal you may have in your possession. Although most appraisal reviews are commissioned by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion. |
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